Life insurance and annuities are two common retirement options that can provide financial security in retirement, though they serve different purposes. Life insurance is designed to provide coverage ...

A 1035 exchange lets you make a tax-free switch from one cash value life insurance policy into another or to an annuity. This tax-free policy exchange is helpful if your needs change or you find a ...

Three decades after the first insurance company tied a product return to an index, those now-fully mature indexed products continue to dominate sales, innovation and regulatory discussions. The allure ...

Issues around financial security are deeply personal, especially when life shifts unexpectedly around you. For me, that moment came when my company relocated me from Hong Kong to New York City. My ...

AM Best’s Edward Kohlberg breaks down how financial-strength ratings for life insurers and annuity providers work, why they matter for anyone saving for retirement, and what trends are shaping the ...

Private equity firms are buying up insurers — and the policies they hold — at a feverish pace. Some groups, namely financial advisors, fear the trend may be bad for consumers who own annuity and life ...

Transamerica offers seven life insurance policies—term, whole, final expense, and index universal life—along with numerous available riders. However, the company does not offer variable universal life ...