Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Find out how affordable your home equity borrowing options are now.

A home equity loan is also known as a second mortgage. Discover how this consumer loan can allow you to borrow against the ...

As of December 3, 2025, the average home equity loan rate is 7.99%, according to Bankrate’s regular survey of rates. The average range is between 5.49% and 10.75%. Home equity loan interest rates also ...

As a result, older homeowners may find that their top options are either a home equity loan or a reverse mortgage. While both ...

Fed rate cuts have made home equity loans affordable. Here's how much a $40,000 home equity loan costs monthly now.

Discover the key differences between home equity loans and mortgages, including their purposes, stages of use, tax implications, and impact on your home equity.

Minimal movement in home equity rates in the latest week. The benchmark 5-year $30,000 home equity loan edged down two basis points to 8.13 percent, marking the second week at its lowest level in two ...

What’s driving home equity rates today? Rates on HELOCs and home equity loans are being driven primarily by two factors: lender competition for new customers and the Federal Reserve’s actions. The Fed ...

The Federal Reserve just did something it hadn’t yet done in 2025: It lowered its benchmark overnight lending rate. While the markets largely expected September’s quarter-point rate cut, it does mark ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. A home ...