Programs from the SBA and USDA offer affordable financing options. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website.

Getting a startup loan without revenue isn’t easy, but it’s possible. Here’s how to find funding, qualify and improve your approval odds.

Banks and credit unions generally offer the lowest interest rates on business loans. Some of the best rates are available through Small Business Administration (SBA) programs. Your credit, revenue and time in business impact the rate you receive.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Lars Peterson joined Investopedia in 2023 as a senior editor of financial product reviews with a focus on personal loans, credit cards ...

Compare the best short-term business loans. Get fast funding, low rates, and flexible terms. Find the right lender to meet your business needs. If your business needs immediate funding, short-term loans can be a good option to cover cash flow gaps or ...

*Rates and APYs may have changed. Use the provided links for the specific lenders to contact the lender and confirm current terms. Since 2020, our writers and editors have invested hundreds of hours finding the best small business loans. For this report ...