Here’s the concept: For 30 days, you spend money only on essentials. Everything else is frozen. By pausing the flow of ...

The no-buy-year challenge consists of strategies to reduce unnecessary spending, freeing up cash for savings and debt elimination. Participants set personal spending rules about what they will and won ...

Though they say that money cannot buy happiness, the least it can do is let you know how many things you shouldn’t buy while miserable. The switch from currency that jingles and folds to bits of data ...