We share insights about non-bank financial intermediation in Canada in 2023. These data were collected as part of the Bank of ...

Assessing insolvency dynamics is essential for evaluating the financial health of non-financial corporations and mitigating macroeconomic and financial stability risks. This study leverages a newly ...

Central bankers argue that programmable digital currencies may compromise the uniformity of money. We explore this in a stylized model where programmable money arises endogenously, and differently ...

Since issuing its first series of bank notes in 1935, the Bank of Canada has issued four commemorative bank notes. Each commemorative note marks an important milestone for the reigning monarch or a ...

Our paper employs smartphone data to construct an improved cash access metric by accounting for both spatial agglomeration and households’ travel patterns. We find that incorporating trip-chaining ...

The number of new low-ratio mortgages for home purchases has declined, beginning in the second half of 2017 and continuing through the first half of 2018. In the first quarter of 2018, old qualifying ...

Firms participating in the Business Outlook Survey (BOS) are asked several questions about labour markets. One such question is whether they expect wage growth to increase or decrease over the next 12 ...

View data from the Canadian Survey of Consumer Expectations (CSCE)—a quarterly survey aimed at measuring household views of inflation, the labour market and household finances.

Open call questionnaire An online questionnaire was made available to the public between 5 December 2014 and 8 January 2015, to allow Canadians to suggest themes or subjects for the Canada 150 bank ...

Source: Bank of Canada, Office of the Superintendent of Financial Institutions (OSFI) Federally-regulated credit unions and subsidiaries of non-bank financial institutions are excluded from the ...

Canadian interest rates show a secular decline since the 1980s. Long-term survey-based forecasts of interest rates also declined, but less so and were more gradual. Our model-based estimates show an ...

The situation is by no means unique to Canada—several other countries have observed similar trends. So, does this mean that Canadians are giving up on cash? The short answer is no. Canadians still ...