Why Credit Scores Don’t Always Match and Which One Really Matters Most to You

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

What Is a Good Credit Score?

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the most popular type of score is FICO, followed by VantageScore.

How to improve your credit score for quicker loan approvals and lower interest rates

Your credit score quietly decides how lenders see you. Improve it, and loans get cheaper, faster, and easier to negotiate.

Here's what it takes to achieve an 800 credit score

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

SMA in a credit report: Meaning and impact on your credit score

When a loan EMI or credit card payment is overdue for up to 90 days, it reflects in the individual’s credit report as SMA. The bank can reject new credit applications if there are SMA(s) in the ...