∎ Get a quick win to build steam: Try the debt snowball method if you find small victories motivating. Make a list of all your debts from the smallest balance to largest. Tackle the loan with the ...

The three big credit-reporting companies — Equifax, Experian and TransUnion — collect reams of financial and personal data to produce consumer-credit files on individual borrowers. Credit-scoring ...

TransUnion is one of the Big Three US consumer credit bureaus, along with Equifax and Experian. TransUnion's core business is selling credit reports to US lenders, but as this business is the most ...

TransUnion released its 2026 consumer credit forecast. The company projects credit card balances will grow 2.3% year-over-year. Consequently, this marks the smallest annual increase since 2013, ...

TransUnion expects credit card balances to rise 2.3% year over year in 2026, marking the slowest annual increase in more than a decade outside the pandemic. Balances are projected to reach $1.18 ...

Total U.S. credit card debt rose to $1.23 trillion in the third quarter of 2025, an increase of $24 billion from the previous quarter and up about 50 percent over the past five years, according to the ...

Key insight: A new survey of consumer credit companies revealed deteriorating business conditions in the third quarter, and signs of increasing stress among some consumer segments. What's at stake: ...

"By now, half the mortgage industry has seen the proposed increases for accessing consumer credit," a LinkedIn post from NFM Lending Managing Director Greg Sher said. "It's anywhere from 40-100% - ...

TransUnion (NYSE: TRU) launched a new solution designed to combat credit washing—the practice of removing legit, accurate and “non-obsolete” credit data from credit profiles. TransUnion’s so-called ...

TransUnion is trying to help the financial services industry clean up the proliferation of credit washing that’s impacting auto finance and beyond. To combat credit washing — the practice of removing ...

CHICAGO, Nov. 03, 2025 (GLOBE NEWSWIRE) -- Recent patterns in consumer credit risk suggest a growing divide among U.S. consumers, as some demonstrate heightened financial resilience while others face ...

Shares of Experian, Equifax and TransUnion tumble Analysts flag negative impact on bureaus FICO up 23% in afternoon trade Competition in credit scoring likely to intensify Oct 2 (Reuters) - Credit ...