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FRM Part1
3:14
¿Dejar de pagar una deuda? 💳💀 “NO PASA NADA”… hasta que pasan los años. Hoy quizá cambias de número y dejas de recibir llamadas. Pero mañana quieres sacar un carro 🚗, pedir un crédito para tu negocio 💰 o financiar algo importante… y ahí puede aparecer tu historial. Y si alguien decide prestarte, las condiciones podrían ser MUY diferentes. 📈 Tu historial crediticio quizá no te preocupe hoy… pero tu yo del futuro podría necesitarlo. ¿Tú conoces a alguien que dejó de pagar porque decía que “no
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The Federal Reserve just raised interest rates for the first time since 2023, and they hinted at 1 more rate hike possibly this year. How does that change your money? Here are 4 ways: 1️⃣ Your credit card, HELOCs, and adjustable rate loans are tied to the prime rate, and they are going to get more expensive within 1-2 cycles. If you carry a credit card balance, paying it down now is the best guaranteed return you can get. 2️⃣ your high yield savings should earn more if your bank passes the rate
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