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✅ Endorse → Redirect → Discharge. That’s how a creditor controls negotiable instruments instead of being controlled by them. 💡 Did You Know? A special endorsement is a powerful way to control and discharge a negotiable instrument (like a check, promissory note, or draft). 👉 Under UCC § 3-205(a): A special endorsement is made when the current holder signs and names a new person (or entity) to whom the instrument is payable. Example: Writing “Pay to the order of [Your Trust / Secretary of the Tr
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