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Your most powerful wealth-building tool is your income. Invest $100 a month from age 25 to age 65 and you'll have $1,176,000. A hundred bucks a month. Nothing fancy, nothing complicated. So when you send a car company $500 a month for 40 years because car payments are normal, you're not driving a $40,000 car. You're driving a $5 million car.
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The Federal Reserve just raised interest rates for the first time since 2023, and they hinted at 1 more rate hike possibly this year. How does that change your money? Here are 4 ways: 1️⃣ Your credit card, HELOCs, and adjustable rate loans are tied to the prime rate, and they are going to get more expensive within 1-2 cycles. If you carry a credit card balance, paying it down now is the best guaranteed return you can get. 2️⃣ your high yield savings should earn more if your bank passes the rate
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